It is definitely a prudent idea to obtain flood insurance if you live in an area that is prone to flooding. Additionally, you can purchase it coverage even if you live in a low risk flood zone. Most people do not realize that their standard homeowners insurance policy does not protect them in the event of a flood. Homeowners need to have a separate flood insurance policy if they want to be protected. It can save homeowners thousands of dollars in damage to both their home and the contents inside.


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Flood rates are based on the elevations of your home. If you have an Elevation Certificate please upload it here. Otherwise the quote will be an estimate.