A specific type of property insurance. Homeowners Insurance covers damage or loss by theft and against perils which can include fire and storm
damage. It also may insure the owner for accidental injury or death for which the owner may be legally responsible. Mortgage lenders usually require homeowners’ insurance as part of the mortgage terms. While Homeowners’ Insurance can specifically refer to the insurance of a house, it also encompasses the insurance of other types of structures associated with personal residences including tenants (renters) and condominium unit owners. Let our knowledgeable experts review your current needs and tailor a policy specifically for you.
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